Fix It, Pay It or Cover It with a Line of Credit

A line of credit allows you tap into a source of funds as the need arises without having to apply and reapply for new personal loans. Interest is charged on what is borrowed. You can open a line of credit and use it when you really need it — like a great tool in your financial toolkit.

Do more of what you want for...

  • Fixing up the home
  • Paying for medical bills
  • Covering wedding expenses
  • And more!

Apply In A Branch

Ready to own your dreams?

Visit Us >

Call Us:1-866-269-2327
TTY 1-800-659-5495

Make an online payment >

Lines of credit from $5,000 to $50,000

Have on Hand

  • Asset information
  • 2 years of verifiable income history
  • Debt info
  • Social Security or Taxpayer ID Number

Here’s What’s What

  • Variable rates
  • Easy access through Online Banking, over the phone or in your local branch
  • Get a 0.25% discount when you set up an automatic payment from your Bank of the West checking account

Loan Process

1. Fill out application

Submit a loan application by visiting a branch or calling

2. Get approved

You will be notified once the application is decisioned

3. Finish loan paperwork

Arrange appointment with your branch banker to close and fund your new loan

Line of Credit FAQs

The more you know, the better you can manage your line of credit.

What might prevent me from getting a loan?

Loans are subject to credit and application approval. Credit scores of 680 or higher are preferred.

Can I have a co-signer?

No. Co-signers are not currently permissible for this particular loan.

What is the process? Do I need to come to a branch?

You do need to come into a branch to sign the final paperwork.

I’m ready for a personal loan

Legal information and Disclosures

Subject to credit approval. Certain restrictions apply.